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Tracey Edwards
Australia
Приєднався 17 лис 2007
Hey :)
I'm an Australian-based author who specialises in personal finance and investing.
Please consider subscribing to keep updated. Thanks!
Tracey :)
INSTAGRAM:
traceyedwards.insta
MY BOOKS
www.amazon.com.au/s?k=tracey+edwards
---
MY SECOND CHANNEL
ua-cam.com/users/TheTraceyEdition
I'm an Australian-based author who specialises in personal finance and investing.
Please consider subscribing to keep updated. Thanks!
Tracey :)
INSTAGRAM:
traceyedwards.insta
MY BOOKS
www.amazon.com.au/s?k=tracey+edwards
---
MY SECOND CHANNEL
ua-cam.com/users/TheTraceyEdition
Here’s a HIGH YIELD Dividend Portfolio I Created (for fun) | ASX Australia
This week I decided to create an example dividend portfolio. So I pretended I was starting from scratch and went through some of the best dividend paying companies and chose ten different stocks based mostly on their dividend yield and consistency in paying over time,
I was really mindful to get a good mix of sectors and different sized companies to create a well balanced portfolio.
***
TIMESTAMPS:
00:00 How and why I created this dividend portfolio
01:07 The 10 high yield companies
01:33 The sectors of the dividend portfolio
01:57 Each company in more detail looking at the dividend growth and price growth
03:29 Average price growth of all companies over the past 5 years
03:51 What order to purchase companies in a dividend portfolio
05:00 Companies ranked by dividend yield
05:14 Companies ranked by market capitalization
05:26 Thanks for watching
***
Here are the companies and data that I came up with. All the data was collected in the second week of August 2024 (and therefore subject to change).
(this below was pasted from my spreadsheet, but feel free to copy and paste into your own sheet)
Holding Name Ticker Sector Div Yield Franking Market Cap Months Return 5 years
ANZ Group Holdings Ltd ANZ Banks 6.10% 56.00% $84,677,000,000 July Dec 9.93%
APA Group APA Oil, Gas & Coal 7.10% 0.00% $10,126,000,000 March Sept -24.31%
Centuria Capital Group CNI Investment Banking & Brokerage Services 6.70% 100.00% $1,314,000,000 Feb Aug -23.80%
Eagers Automotive Ltd APE Retailers 7.00% 100.00% $2,639,000,000 March Sept -6.40%
Fortescue Ltd FMG Industrial Metals & Mining 12.70% 100.00% $56,160,000,000 March Sept 128.07%
Helia Group Ltd HLI Non-life Insurance 7.80% 100.00% $1,124,000,000 March Sept 30.10%
IPH Ltd IPH Industrial Support Services 5.70% 35.00% $1,504,000,000 March Sept -26%
JB Hi-Fi Ltd JBH Retailers 4.10% 100.00% $7,979,000,000 March Sept 143.83%
McMillan Shakespeare Ltd MMS Investment Banking & Brokerage Services 7.90% 100.00% $1,211,000,000 March Sept 39.20%
Nickel Industries Ltd NIC Industrial Metals & Mining 6.80% 0.00% $3,322,000,000 Feb Aug 40.91%
Hope you enjoy the video and happy investing!
Tracey
***
I don't do any sponsored/affiliated content, so if you found this video helpful, consider clicking the $Thanks button and tipping me a coffee ☕️ :) Happy Investing!
-----------------------------------
INSTAGRAM:
@traceyedwards.insta
------------------------------------------------------
MY SECOND CHANNEL (Lifestyle)
ua-cam.com/users/TheTraceyEdition
--------------------------------------------------------------------------
DISCLAIMER:
Investing carries risk.
The content in these videos is my opinion and is not intended to be substituted for your financial situation.
Please do your own due diligence and seek professional advice where necessary.
I was really mindful to get a good mix of sectors and different sized companies to create a well balanced portfolio.
***
TIMESTAMPS:
00:00 How and why I created this dividend portfolio
01:07 The 10 high yield companies
01:33 The sectors of the dividend portfolio
01:57 Each company in more detail looking at the dividend growth and price growth
03:29 Average price growth of all companies over the past 5 years
03:51 What order to purchase companies in a dividend portfolio
05:00 Companies ranked by dividend yield
05:14 Companies ranked by market capitalization
05:26 Thanks for watching
***
Here are the companies and data that I came up with. All the data was collected in the second week of August 2024 (and therefore subject to change).
(this below was pasted from my spreadsheet, but feel free to copy and paste into your own sheet)
Holding Name Ticker Sector Div Yield Franking Market Cap Months Return 5 years
ANZ Group Holdings Ltd ANZ Banks 6.10% 56.00% $84,677,000,000 July Dec 9.93%
APA Group APA Oil, Gas & Coal 7.10% 0.00% $10,126,000,000 March Sept -24.31%
Centuria Capital Group CNI Investment Banking & Brokerage Services 6.70% 100.00% $1,314,000,000 Feb Aug -23.80%
Eagers Automotive Ltd APE Retailers 7.00% 100.00% $2,639,000,000 March Sept -6.40%
Fortescue Ltd FMG Industrial Metals & Mining 12.70% 100.00% $56,160,000,000 March Sept 128.07%
Helia Group Ltd HLI Non-life Insurance 7.80% 100.00% $1,124,000,000 March Sept 30.10%
IPH Ltd IPH Industrial Support Services 5.70% 35.00% $1,504,000,000 March Sept -26%
JB Hi-Fi Ltd JBH Retailers 4.10% 100.00% $7,979,000,000 March Sept 143.83%
McMillan Shakespeare Ltd MMS Investment Banking & Brokerage Services 7.90% 100.00% $1,211,000,000 March Sept 39.20%
Nickel Industries Ltd NIC Industrial Metals & Mining 6.80% 0.00% $3,322,000,000 Feb Aug 40.91%
Hope you enjoy the video and happy investing!
Tracey
***
I don't do any sponsored/affiliated content, so if you found this video helpful, consider clicking the $Thanks button and tipping me a coffee ☕️ :) Happy Investing!
-----------------------------------
INSTAGRAM:
@traceyedwards.insta
------------------------------------------------------
MY SECOND CHANNEL (Lifestyle)
ua-cam.com/users/TheTraceyEdition
--------------------------------------------------------------------------
DISCLAIMER:
Investing carries risk.
The content in these videos is my opinion and is not intended to be substituted for your financial situation.
Please do your own due diligence and seek professional advice where necessary.
Переглядів: 4 906
Відео
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Переглядів 8 тис.Місяць тому
Over the past few years, I've done a lot of dividend research videos resulting in me picking a few companies that I considered good dividend stocks to invest in. But I've never gone back to look at what I actually recommended to see how they are doing now. So let's do that. In this video, I go back to 'dividend picks' videos I made 1, 2, and 3 years ago to see how they are doing today based on ...
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Tips to Build a 100k Portfolio in the Stock Market
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How Many Companies Should You Hold In Your Portfolio?
Переглядів 4,4 тис.5 місяців тому
How many companies should you own in your portfolio and can you be TOO diversified? In this video, I'll talk about diversification and how it impacts risk and your potential gains as an investor. Yes, you can be too diversified, in that it will only give you average results, but it will also lower your risk. Being less diversified means that you could potentially have bigger gains, but the risk...
What If Investing IS Like Gambling? 😱
Переглядів 2,6 тис.6 місяців тому
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Переглядів 11 тис.6 місяців тому
Here are the best dividend high-yield ETFs being offered right now on the Australian Stock Exchange. I've looked at 22 ETFs marketed as high-yield or income ETFs to see their distribution yields and growth for how much they've increased over the past five years. I'll also let you know which ones I liked best, although please always do your own research before investing in anything. I hope you f...
Here’s How I Would Invest $10,000
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Let’s say you’ve saved up $10,000 and now you want to invest it into the stock market. Let’s go over what I would do in three different situations. If I was an absolute beginner who hadn’t invested in the stock market before. As an intermediate investor who already invests and is building their portfolio. And as someone who has been investing for a long time and already has a pretty established...
Best High Yield Dividend Companies Right Now (ASX Australia) 2024
Переглядів 23 тис.6 місяців тому
Here are the best dividend companies listed on the ASX right now. I'll show you what I look for and which companies I would consider for my portfolio. Generally, I'm looking for companies with a strong dividend yield (generally over 5%). That are consistent and stable in paying out. And companies where the price is increasing also over the long term. From my research, eleven companies fit my in...
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Nic do you see any issues regarding the cheap Indonesian nickel production Fmg trying to diversify from their core product?
Great topic Tracey! The other downside of ETFs is that these massive companies are using the investor’s money to have a strong influence on the board and direction of the company without having any of their own ‘skin in the game’. I doubt they would really care if a company went bust due their own agenda causing it to fail in the long term. I’m certainly staying away from ETFs for this reason. Personal choice as it is…..
paid subscriptions do add value to my life because I enjoy watching tv. lol...
don't forget about dividend paying companies that pay out 100% fully franked dividends with a good yield!
Tracey, what are your thoughts noting the difference in sector of JBH and NCK noting they are both home grown, and are really making inroads into the market at an optimal level.
are you able to comment on the average return over 5 years for FMG, as I have a CGAR of 11.7%
😮
Why don't I see PL8 in any of your videos?
Thanks Tracey, great exercise. It would be good to do a follow-on video of whether these companies fit your other criteria and which ones you would keep or ditch.
Love it . I just checked one of my dividend etfs and all of these stocks are in it ❤❤ different weight of course but still good to know !! Thank you Tracey
Thanks Tracey.
Some of the businesses selected by etf's actually drag down the returns from the top 10 it holds
Good topic. The etf is diversified but if you only hold that one find and it goes under for some reason, you still lose everything. Another example is Black Rock pushing political decisions on the businesses it holds which destroys the businesses customer base.
Thanks so much Tracey! 🌸🌸🌸
Hi Tracey, is there any chance you could share what kind of platform you use for buying stocks?
Commsec i think, she said so in another video
Hi Tracey! Thank you so much, great presentation, very informative. Please keep posting more videos. ❤
Love your content. Just one thing regarding FMG, they are primarily a one product company and with the growth in Chine slowing, I'm unsure whether they can continue to profit and subsequently pay those high dividends. Thoughts?
It's not a great dividend portfolio as there's no Yancoal in it. FMG just got a lot juicier now it's heavily on sale too. Wouldn't touch anything banks or retail for long term holds.
Thank you Tracey! Your videos are always so exciting to watch when you post new ones! Love hearing your thoughts.
might pick up some APE
I have a parcel of ANZ and several of those suggestions on a watch list, so found this video pretty interesting. Did you consider if any had potential to become yield traps? Just as an aside, I’ve wanted to pull the trigger on FMG for a while but every Morningstar article that covers FMG is so negative, plus the broker ratings seem to be universally negative… FMG seems to be really out of favour with the equity gurus of late.
thanks! I've had FMG for a while, so I've been just holding and cashing those sweet divs. It's definately overpriced though! Ehh, as long as it keeps paying me, I'll hold ;)
The dividend 'Payout Ratio' of these tickers listed below are way too high. These companies could be very much in trouble so wouldn't be touching them. CNI - 112% IPH - 136% MMS - 287% NIC - 83%
CNI: Healthy and sustainable. IPH: High, potentially limiting growth reinvestment. MMS: Moderate and sustainable. NIC: Reasonable and balanced.
I much prefer how you presented the stocks on the screen this time rather than a spreadsheet. Snaps! :D
Awesome video
Awesome Tracey. Just be aware that the Australian Financial Review has reported that ASIC is investigating ANZ over potential treasury bond trading fraud. If found guilty it could mean hefty fines.
Ooh really? Thanks for sharing this! I’ll get my popcorn and watch closely x
@@TraceyEdwards 🤣🤣🤣
I think of my retirement portfolio as a milking cow. It doesn’t matter if the cow gets fat or thin, so long it still gives milk. I would only like the cow (or parts there of) to be fat if and when I intend to take it to market.
Love love this analogy x
Love these videos. Thanks !!!
It is videos like this that confirm my hesitancy with dividend investing. 6 of the 10 stocks you have highlighted is under performing the asx indicies ytd. I don't understand why you would attracted to dividends over the strength of the stock as an investment. Essentially, these stocks on the list which are underperforming the all ords, your principle is is declining. Not having a go at you Tracey, just trying to grasp an understanding of the appeal of dividend investing.
Im not speaking for Tracey, but it is common amongst retirees to not care about the capital so long as the passive income is consistent and assured. If they aren’t drawing down then the share price doesn’t matter. These are genuine set and forget investors. Edited to add: someone in the comments described this idea as them not caring whether the cow got fat or thin, so long as it was giving milk. lol
Why not just aim for both? Medium long term growth and also medium dividend payouts, can always cash in your net profit for a fancy overseas holiday or a nice new car 👏☺️
Thanks Tracey, enjoyed that 😊
Any thoughts on fmg please
Iron Ore is down. It follows the Singapore Futures Market
The share price has got cut almost in half in a few months, what's NOT to like, the yield is great.
Nicely explained and presented and also perfect timing for me as I'm currently researching what dividend stocks to invest in. Thanks for uploading.
Ooooh thank you.
Very helpful information. Thank you.
How do you keep track of this for tax purposes? Thanks
Thanx
Tracking the market at a 9.5% pa return is still pretty good! We don't have to beat the market to get good returns.
The value of Flybuy points hasn't changed in nearly quarter of a century. One FB point = half a cent. Years ago, 2000 FB points ($10) was worth something. Now it can get you a tin of baked beans. Shell is more expensive fuel. They up their price to cover the Coles 2c off. Woollies is the same. Used to have value, but no longer. Ditto Qantas points. 100,000 points could get you an around the world trip once. Now it is a one way trip to Europe or US if you are lucky.
Interesting approach! Much to think about 👀
Super interesting in how much your portfolio is worth. Thats a decent dividend income..🤔
Hi Tracey. Am I being too lazy to ask if you could do the same analysis with VHY? I'm far too dumb!
Okay! I'll add it too my list :)
Game changer for me
100% agree on your car story, A car is a tool...I recently 2022 bought a new Mazda, prior to this I bought a 2011 Mazda, fancy no, practical absolutely, I don't need to $150k car, what I am able to do is earn my wage and currently getting around $60k a year in dividend income. From small acorns our income tree is growing..
VGS VAS VHY. Every Aussie should start with those. Then diversify into other complex instruments.
Hi Boxman, Do these all have DRp's attached to them? Total newb here.
Contrary to what this video suggests, investing in shares is inherently risky. There are too many factors affecting performance of individual shares and the sharemarket in general to make returns from investing predictable. All indicators used in this video to select individual companies are based on their PAST performance of the particular stock which are then extrapolated into the FUTURE. Put it simply, if you are on a modest income and you have to save money to invest, you can't afford to invest.
Hi Tracey, How about a video on how YOU got through financially (relating to the markets) during the covid years AND with next week looking bleak on the US markets what your "ideas" are for turning negatives into positives in such times? Love your work Cheers
Do u think it is economic recession soon? What should we do if it is economic recession
Dollar cost average
Love this. I started with a list of 'trading principals' I derived from Buffet's teachings also <3
Have a look at VHY esp the dividends. This suggests that individual stocks are a fair bit better than an ETF ?....Maybe i better trim my ETF's ?
Hi Tracy, love your videos. However there is a flaw in your argument in this video. This comparison isn’t a practical comparison because for people who are good at picking stocks i.e they will ended up picking top performing company and out perform the ETF. Therefore, they prefer buying individual stocks over ETFs like yourself. But for people who are not good at picking stock, they will not end up picking those stocks who got featured in this video and will therefore under perform the ETF. The point of buying ETF is that you have accepted you want average market performance.
I think the flaws lie in: (1) it’s based on today’s top 10, not the top 10 from five or ten years ago; and (2) the absence of changes in weightings among the top 10 over time though this second point was acknowledged in the video. Would love to see this done using the top 10 from five or ten years ago!
Time stamp 0:41 Tracey states she aware it’s not a fair comparison
Always love your comparisons. Great to see the differences and elements of risk at play over a decent time periods (5 years). Keep it coming mate!
I absolutely love how you go into detail about all this. Please do some other ETF's. Can you do VAS from 10 years ago compared to VAS now and their top companies? Thanks.